Ricardo Manuel Torres
Residential Mortgage Loan Originator NMLS# 255493 Willow Bend Mortgage Company, LLC NMLS#117371 4217 N. McColl Rd #100 NMLS#351853 McAllen, TX 78504 956-739-5440

My philosophy:

I believe in not only taking care of the client, but also the real estate agent that referred them to me! I understand that communication and honesty is what people crave most. This understanding keeps me in constant contact with my borrowers and real estate agents.

I also understand that there wouldn't be borrowers without the Real Estate Agent. So I pride myself in the ability to provide tools to help real estate agents build and grow their businesses. I believe that my role as your Loan Officer is to first offer you state of the art marketing tools that will not only get each of your listings more exposure, but also help you gain more listings! Working side by side with me will help to ensure a strong professional relationship that can last through many years of transactions.

Committed to ongoing training:
Not only am I going through constant, up to date training, I offer constant training. Please contact me for any help you may need utilizing the tools I provide to you.

Dedicated to your needs:
Because mortgage transactions and Realtors don't stick to regular business hours, I am available seven days a week, often coming in early and staying late as necessary to get the job done. You're never left on your own. You have an entire team of marketing experts and mortgage professionals every step of the way.


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Ricardo Manuel Torres

Residential Mortgage Loan Originator NMLS# 255493 Mobile: 956-739-5440 Office: 956-271-0586
4217 N. McColl Rd #100 NMLS#351853 McAllen, TX 78504

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I´m Here To Help

If you are ready to start your buying or selling process
give me a call at 956-739-5440 - I´m happy to answer all your questions.

Contact Me Today